💸 Paycheck Net Calculator (2025)
Enter Parameters
Filing status
Single
Married Filing Jointly
Head of Household
Annual salary ($)
Pension contribution (%)
Pension reduces income-tax wages
Pension exempt from FICA
Pay Social Security (OASDI)
Parking (monthly $)
Parking pretax (IRS §132(f) limit applies)
Medical premiums (monthly $)
Medical pretax (cafeteria plan)
Union dues (monthly $)
Other (monthly $)
Other is pretax
457(b) deferral (annual $)
Traditional IRA deduction (annual $)
Age 50 or older (IRA limit $8,000)
Monthly deduction goes on
First paycheck of the month
Second paycheck of the month
IRA deductibility
You are covered by a workplace plan
Spouse covered (MFJ special rules)
The app uses 2025 IRA deduction phase-outs and caps the deductible IRA amount automatically.
Calculate
Notes
Federal 2025 standard deduction & brackets are applied.
CA uses TY2024 tables (filed 2025).
457(b) reduces
income-tax
wages (not FICA) and is capped to 2025 limit.
Traditional IRA is treated as deductible (phase-outs enforced).
Parking pretax limited to IRS monthly limit; overflow is after-tax.